Our approach

Exceeding your expectations

Before you get in touch, it’s helpful to know what you can expect from the financial planning process. Exceeding those expectations comes with the results we aim to achieve on your behalf.

Your situation is unique. Which means you deserve a financial planning service tailored to your exact needs and goals. We follow a simple 6-step process which makes this possible.

  • 1

    Getting to know you

    In our first meeting, you tell us about your financial situation and what you want for your future. We explain our services and fees. Together we will discuss your needs and objectives. It is an opportunity for us to get to know each other and ask questions.

  • 2

    Compile and collate

    When you're happy to proceed, we'll go through your financials to obtain a comprehensive picture of your circtumstances, assess your attitude to risk, pinpoint priorities and define specific goals en route to making your dream a reality.

  • 3

    Explore and analyse

    Once we have a through understanding of your facts and figures, we research the market and analyse all criteria, so we can identify appropriarte plans and develop your personal solution.

  • 3

    Explore and analyse

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  • 4

    Presenting your personal plan

    We will present you with your personal plan, answer your questions and confirm each individual step in the recommendation; reviewing its implementaion timeline and the costs to make sure it meets your objectives.

  • 5

    Making it happen

    We put your plan into action exactly as we've agreed - keeping you posted with progress and notifying you once everything is set up and activated.

  • 6

    Regular reviews

    The best plans are those which adapt to changing circumstances. You'll receive regular progress reports and, at prearranged intervals, we'll meet to review your circumstances and your portfolio and make sure it meets your expectations.

  • 3

    Explore and analyse

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And as your life changes, your financial plan should too.

We strive to form long-term relationships, meeting the needs and expectations of our clients on a continuous basis.

For an external, independent analysis and evaluation of your wealth situation and financial future, you can make an appointment using our contact form, email directly or just give us a call on + 44 (0)207 439 8509.
Altyx Financial Planning
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Privacy Overview

General

ALTYX FINANCIAL PLANNING LTD is committed to protecting and respecting your privacy.

We are the data controller and will process your personal data in accordance with the Data Protection Act 2018, Regulation (EU) 2016/679 (the “GDPR“) General Data Protection Regulation  and the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended from time to time as well as any national laws which relate to the processing of personal data (“data protection legislation”).

Please read the following carefully to understand our views and practices regarding your data and how we will treat it.

This policy applies to information we collect about:

  • Visitors to our website
  • Customers
  • Introducers
  • Suppliers

1. VISITORS TO OUR WEBSITE

We may collect and process personal data about you in the following circumstances:

  • when you complete the online contact forms on our website (“Site) providing us with your name, address, email address and contact number;
  • whenever you provide information to us when reporting a problem with our Site, making a complaint, making an enquiry or contacting us for any other reason. If you contact us, we may keep a record of that correspondence;
  • when you visit our Site we will retain details such as traffic data, location data, weblogs and other communication data, and the resources that you access (see section 2.2.2 on Cookies below); and
  • whenever you disclose your information to us, or we collect information from you in any other way, through our Site.

We may also collect data in the following ways:

IP Address

We may collect information about your device, including where available your Internet Protocol address, for reasons of fraud protection. We may also collect information about your device’s operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.

Cookies

Our Site uses cookies to distinguish you from other users of our Site. This helps us to provide you with a good experience when you browse our Site and also allows us to improve our Site. For detailed information on the cookies we use and the purposes for which we use them see our Cookies Policy.

We may use your personal data for our legitimate interests in order to:

  • provide you with information, or services that you requested from us;
  • respond to an enquiry submitted via our online contact forms;
  • allow you to participate in interactive features of our Site, when you choose to do so;
  • ensure that contents from our Site are presented in the most effective manner for you and for your device;
  • improve our Site and services;
  • process and deal with any complaints or enquiries made by you; and
  • contact you for marketing purposes where you have signed up for these (see section 5 for further details).

Website Links

Our Site may, from time to time, contain links to and from the websites of third parties. Please note that if you follow a link to any of these websites, such websites will apply different terms to the collection and privacy of your personal data and we do not accept any responsibility or liability for these policies. Please check before you submit your information to these websites.

2. CUSTOMERS

We will collect details such as name, address, email address, contact number, date of birth, national insurance number and financial information in order to provide services to customers. We may also receive details of credit checks undertaken where you have supplied these to us.

We will share customer personal information with our employees to manage our relationship with you and we will retain customer personal data for eighty years.

We will use your personal data provided to comply with our contractual obligations arising from the agreements we enter into with our Customers and share the data with financial institutions who can assist in the provision of financial services to customers including product providers, lenders, banks, insurers, fund managers, platform providers and third-party para-planners (including Tenet paraplanners).

We will use customer personal data for our legitimate interests including:

  • sharing personal data with Tenet as they provide compliance services to us Further details regarding how Tenet will use customer personal data can be found on it’s website at tenetgroup.co.uk or by contacting Tenet on 01132390011;
  • with your consent, marketing our other products and services by mail and email; and
  • with your consent, obtaining your sensitive personal data from third parties including your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations.

We will not transfer any customer personal data outside the United Kingdom unless permitted to do so by data protection legislation (see the CROSS-BORDER DATA TRANSFERS section of this Privacy Policy).

3. SUPPLIERS

We will collect details such as contact names, address, email address and telephone number in order to contact you about goods and/or services we have ordered from you, to comply with our contractual obligations and to place further orders. We may share your personal data with our employees to manage our relationship with you and we will keep your personal data for as long as we require your goods and/or services subject to a maximum of six years from the date of our last contact with you. We will not transfer your personal data outside the United Kingdom unless permitted to do so by data protection legislation (see the CROSS-BORDER DATA TRANSFERS section of this Privacy Polcy).

4. MARKETING

We may use customer personal data to provide you with details about our services, products and business updates which we think may be of interest.

You have the right to opt-out of receiving the information detailed in section 5.1 at any time. To opt-out of receiving such information you can:

  • tick the relevant box situated in the form on which we collect your information;
  • clicking the unsubscribe button contained in any such communication received; or
  • email us at berangere@altyxfp.com providing us with your name and contact details.

Where you have subscribed to receive marketing correspondence from us we will keep your personal data for six years from when you subscribed to receiving marketing information from us or until you unsubscribe from receiving such correspondence from us (whichever is earlier).

5. LEGAL BASIS FOR PROCESSING YOUR PERSONAL DATA

In accordance with data protection legislation we are required to notify you of the legal basis upon which we process your personal data. We process your personal data for the following reasons:

  • for performance of a contract we enter into with you;
  • where necessary for compliance with a legal obligation we are subject to; and
  • for our legitimate interests (as described within this policy).

We will also process your personal data including personal sensitive data where we have obtained your explicit consent.

6. DISCLOSURE OF YOUR DATA To Third Parties

In addition to the third parties mentioned previously in this policy, we may disclose your personal data to third parties for the following legitimate business purposes:

  • staff members in order to facilitate the provision of services to you;
  • IT software providers that host our website and store data on our behalf; and
  • to a prospective buyer of some or all of our business or assets, in which case personal data including your data will also be one of the transferred assets. For example, to a solicitor, an accountant or tax regulator.

We may disclose your personal data to the police, regulatory bodies, legal advisors or similar third parties where we are under a legal duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our agreements; or to protect our rights, property, or safety of our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

We will not sell or distribute your personal data to other organisations without your approval.

7. CROSS-BORDER DATA TRANSFERS

We share your personal information with external third parties in order to provide our services to you. Some of these parties may transfer personal data outside the United Kingdom. We require such third parties to ensure that such transers take place in accordance with data protection legislation.

Whenever we transfer your personal data out of the United Kingdom we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

we will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission;

where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe;

Please contact us if you want further information on the specific mechanism used by us when transferring your personal data out of the United Kigdom.

8. DATA SECURITY

Information you provide to us is shared on our secure servers. We have implemented appropriate physical, technical and organisational measures designed to secure your information against accidental loss and unauthorised access, use, alteration or disclosure. In addition, we limit access to personal data to those employees, agents, contractors and other third parties that have a legitimate business need for such access.

Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your information transmitted to our Site; any transmission is at your own risk. If you want detailed infomration from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.

9. ACCESS TO, UPDATING, DELETING AND RESTRICTING USE OF YOUR DATA

It is important that the personal data we hold about you is accurate and current.  Please keep us informed if the personal data we hold about you changes.

Data protection legislation gives you certain rights in relation to your personal data.  You have the right to object to the processing of your personal data in certain circumstances and to withdraw your consent to the processing of your personal data where this has been provided.

You can also ask us to undertake the following:

  • update or amend your personal data if you feel this is inaccurate;
  • remove your personal data from our database entirely;
  • send you copies of your personal data in a commonly used format and transfer your information to another entity where you have supplied this to us, and we process this electronically with your consent or where necessary for the performance of a contract;
  • restrict the use of your personal data; and
  • provide you with access to information held about you and for this to be provided in an intelligible form.

We may request specific information from you to help us confirm your identity.  Data protection legislation may allow or require us to refuse to provide you with access to some or all the personal data that we hold about you or to comply with any requests made in accordance with your rights referred to above. If we cannot provide you with access to your personal data, or process any other request we receive, we will inform you of the reasons why, subject to any legal or regulatory restrictions.

Please send any requests relating to the above to our Privacy Officer at berangere@altyxfp.com specifying your name and the action you would like us to undertake. Note that in relation to requests to access personal data, we reserve the right to charge a reasonable fee to comply with your request.

10. RIGHT TO WITHDRAW CONSENT

Where you have provided your consent to the collection, processing and transfer of your personal data, you may withdraw that consent at any time. This will not affect the lawfulness of data processing based on consent before it is withdrawn. To withdraw your consent please contact us at berangere@altyxfp.com

11. CHANGES TO OUR PRIVACY POLICY

We reserve the right to update this privacy policy at any time, and any changes we make to our privacy policy will be posted on this page. We will notify you if there are any changes to this policy that materially affect how we collect, store or process your personal data. If we would like to use your previously collected personal data for different purposes than those we notified you about at the time of collection, we will provide you with notice and, where required by law, seek your consent, before using your personal data for a new or unrelated purpose. We may process your personal data without your knowledge or consent where required by applicable law or regulation.

12. CONTACT US

We have appointed a Privacy Officer to oversee compliance with this privacy policy. If you have any questions, comments or requests regarding this policy or how we use your personal data please contact our Privacy Officer at berangere@altyxfp.com. This is in addition to your right to contact the Information Commissioners Office if you are unsatisfied with our response to any issues you raise at https://ico.org.uk/global/contact-us/